Finance or Lease a New Ford Model from Greenway Ford in Morris, IL
Why worry about how you can purchase a new or used Ford vehicle? Greenway Ford wants anyone interested in driving a Ford model to know that financing is available through our finance center. Our team can assist Shorewood shoppers with applying for an auto loan at reasonable APR rates based on the applicant's credit history and help those seeking a leasing agreement.
We Make it Easy!
Leasing versus Financing a Ford Car
Leasing a Ford car involves making a down payment and paying a monthly price based on the vehicle's depreciation. Often, the monthly payments on a lease will be less than monthly loan premiums. Also, the down payment requirements for a lease are often lower than those for a financed vehicle.
When you lease, you can enjoy new vehicles with all the latest features. It's a good choice for those who don't drive far outside Oswego, as mileage limitations exist. However, you'll typically avoid pesky maintenance costs.
Financing leads to ownership. You'll build equity on your purchase and won't have to worry about mileage restrictions for long drives outside Plainfield. With financing, you can also customize your model to your lifestyle too.
The contracts for a lease require a similar application as the one for financing the model. Those who want to upgrade to a new Ford vehicle could do so when the lease ends, or they might be able to purchase the model they originally leased. And yes, they could finance that purchase through our finance center, too.
Applying for Finance
Our online application makes it easy for those seeking pre-approval from the comfort of their Oswego couch. The application asks for basic information about the borrower, including whether the applicant rents or owns their current residence, employment status, and income. Filling out an online application can make your appointment quick and stress-free.
Consider a trade-in to lower your overall cost. Providing information about your current vehicle for a trade-in helps paint a fuller picture of how much you might need to borrow. A trade-in would lower the amount necessary to finance since your current model is a partial payment on the vehicle. The same is the case with your down payment.
Let the Greenway Ford In Morris Finance Team Work for You
Crunching numbers and reworking budgets can be the less-than-fun part of buying a new vehicle. But, the expert guidance of our finance center can help put the joy, and the ease, back into the process. Get started on your journey towards a new vehicle soon by filling out our convenient, online finance application. We'll work with you every step of the way and answer any questions you have.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Tools to Get You Started
Greenway Ford has a few tools to help with the financing process. The credit estimator allows you to check your Equifax credit score for free. You can also apply for credit online to speed up application approval.
Why Finance or Lease with Greenway Ford?
When you finance or lease with Greenway Ford you'll receive significant savings on the model you choose. Whether you need the utility of an F-150 or the fuel economy of a Fiesta, you're sure to find a great deal at our Ford dealership in Morris, IL.
Your privacy is important to us.
Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
Contact
Greenway Ford in Morris
300 Bedford Rd
Morris, IL 60450
- Sales: (815) 515-7865
- Service: (815) 515-7865
- Parts: (815) 515-7865
Finance Hours
- Monday 9am-7pm
- Tuesday 9am-7pm
- Wednesday 9am-7pm
- Thursday 9am-7pm
- Friday 9am-6:30pm
- Saturday 9am-5pm
- Sunday Closed